How do I choose a company name in Singapore that ACRA will approve? Your company name must be unique on the ACRA register, free of restricted words, and not offensive or misleading. ACRA approves names that are not identical or confusingly similar to any existing registered name, do not contain restricted words without prior approval, and are not undesirable. Submit a name application via Bizfile for S$15 — approval can take as little as one hour for straightforward names. Once approved, the name is reserved for 120 days.
S$15 (non-refundable)
120 days after approval
1 hour for straightforward names
Key Takeaways
- ACRA approves names that are unique, not identical or confusingly similar to any existing registered name, not undesirable (offensive/vulgar), and without restricted words (e.g., "Bank", "University", "Temasek") unless prior approval is obtained.
- Names are reserved for 120 days upon approval; cost S$15 via Bizfile.
- Premium tip: combine a coined word with a descriptive term to maximise distinctiveness and trademark potential.
- Foreign founders cannot apply without a Corporate Service Provider (CSP).
- ACRA approval does not protect you from trademark infringement or passing-off claims.
- Check domain (.com.sg) and trademark (IPOS) availability separately before committing to a name.
Fast Facts — Singapore Company Name Selection 2026
Table of Contents
- ACRA Naming Rules — What Your Company Name Must Satisfy
- Disregarded Words — What ACRA Ignores
- Restricted Words — Which Words Require Pre-Approval
- ACRA Processing Timelines — Exact Figures
- Real Case Studies — Rejected vs Approved
- Decision Flowchart — Will ACRA Approve Your Name?
- Coined-Word Scoring Rubric — Premium Tool
- Trademark & Domain — Why ACRA Approval Is Not Enough
- Foreign Founders — You Cannot Apply Without a CSP
- What Makes a Good Company Name — Practical Criteria
- Professional Checklist & Next Steps
- Frequently Asked Questions
ACRA Naming Rules — What Your Company Name Must Satisfy
Every name application is assessed against four criteria. Fail any one and ACRA rejects it — no refund on the S$15 fee.
| Criterion | Requirement |
|---|---|
| Uniqueness | The name must not be identical or confusingly similar to any existing entity on the ACRA register. This includes phonetic similarity — "Tomoorrow" will be rejected if "Tomorrow" is already registered. |
| No restricted or controlled words | Certain words require prior approval from a specific regulatory authority before ACRA will accept the name. The most common restricted words are listed in the table below. |
| Not offensive or contrary to public interest | Names that are obscene, racially insensitive, religiously offensive, or misleading about the nature of the business will be rejected. There is no grey area — ACRA will decline without appeal. |
| Not already reserved or under application | If another company has reserved the same name within its 120-day window, you cannot use it until the reservation lapses. Check availability on Bizfile before investing time in branding. |
For a complete breakdown of the entire incorporation process, see our Singapore company incorporation services guide.
Disregarded Words — What ACRA Ignores
ACRA explicitly disregards certain words when comparing names. Founders often get rejected because they think "The Morning Caffeine Pte Ltd" is different from "Morning Caffeine Pte Ltd" — but ACRA sees them as identical.
| Category | Examples |
|---|---|
| "The" (at start) | The Morning Caffeine Pte Ltd |
| Geographical words | Asia, Singapore, Worldwide, etc. |
| Business descriptors | Company, Group, Holdings, International, Trading, etc. |
| Entity type variants | Pte, Ltd, LLP, Sdn Bhd, etc. |
| Domain suffixes | .com, .sg, .org, etc. |
Example: "Eco Drive Pte Ltd" and "The Eco Drive International Pte Ltd" are identical in ACRA's eyes → automatic rejection.
For a complete list of disregarded words, refer to ACRA's official naming guidelines.
Restricted Words — Which Words Require Pre-Approval
Using a restricted word without prior approval is the most common reason for name rejection. Check this list before submitting.
| Restricted Word | Approval Authority | What They Assess |
|---|---|---|
| Bank, Finance, Financial | Monetary Authority of Singapore (MAS) | Whether the business is a licensed financial institution |
| Insurance | MAS | Whether the entity holds an insurance licence |
| School, University, College, Institute | Ministry of Education (MOE) | Whether the entity is a registered educational institution |
| Medical, Hospital, Clinic | Ministry of Health (MOH) | Whether the entity is a licensed healthcare provider |
| Law, Legal, Solicitors | Ministry of Law (MinLaw) | Whether the entity is a licensed law practice |
| National, Singapore | ACRA / relevant ministry | Whether use is appropriate and non-misleading |
| Royal, Chartered | ACRA | Assessed case-by-case; rarely approved for private companies |
| Trust | MAS | Whether entity is a licensed trust company |
Pre-approval takes time. Getting MAS or MOE sign-off before submitting your ACRA name application can add weeks to your timeline. If your business concept requires a restricted word — for example, a fintech with "Finance" in the name — factor this into your incorporation schedule.
If your name requires referral authority approval, our corporate service provider team can manage the paperwork and liaison with MAS/MOE/MOH to avoid delays.
ACRA Processing Timelines — Exact Figures
ACRA's official processing times vary depending on your scenario:
| Scenario | ACRA Processing Time |
|---|---|
| Most straightforward names | Approved soon after payment |
| ACRA manual review | Up to 3 working days |
| Referral to other authority | Up to 15 working days |
| Complex cases | ACRA will inform you if more time is needed |
Plan ahead. Most registrations are approved soon after payment. If ACRA needs to review your name further, it may take up to 3 working days. Applications sent to referral authorities can take up to 15 working days.
For a complete checklist of all requirements, see our Singapore company incorporation requirements for 2026 guide.
Real Case Studies — Rejected vs Approved
❌ Case A — Rejected: "Singapore Elite Consulting"
Reason: Too similar to existing "Elite Consulting Pte Ltd". ACRA disregarded "Singapore" and "Pte Ltd", leaving "Elite Consulting" → identical to existing name.
Fix: Client changed to "Novus Elite Consulting" — the coined word "Novus" created distinctiveness and was approved within 2 days.
✅ Case B — Approved (with referral): "Oaktree Learning Hub"
Challenge: "Learning Hub" triggered MOE referral (education). The client obtained a letter of non-objection from MOE after proving they offered only enrichment courses (not MOE-registered curriculum).
Timeline: ACRA approved after 34 days. Lesson: Plan 30–60 days if using restricted words.
⚠️ Case C — ACRA approved, but trademark blocked: "Zentic Labs"
ACRA approved the name, but a U.S. tech company already owned the trademark "ZENTIC". After a cease & desist letter, the Singapore company rebranded within 8 months, costing over S$12,000.
Takeaway: Always run an IPOS trademark search before finalising your name.
Decision Flowchart — Will ACRA Approve Your Name?
(e.g., "Kodō", "Aerix", "Viventi")
S$15 application fee
Coined-Word Scoring Rubric — Premium Tool
Premium corporate secretaries use a scoring matrix to evaluate coined names. Score your proposed name below:
Scoring threshold: 20–25 = excellent; 15–19 = moderate risk; below 15 → reconsider before applying.
Trademark & Domain — Why ACRA Approval Is Not Enough
ACRA approves company names, not trademarks. Two different legal frameworks. Even after incorporation, an existing trademark owner can force you to change your name via a passing-off action.
✅ Actionable steps:
- Search IPOS trademark e-Search before submitting name to ACRA.
- Check .com.sg / .sg availability via SGNIC.
- Register your own trademark within 6 months of incorporation to secure brand protection.
ACRA explicitly states that registering a business name does not give you rights to a matching website address. Domains are first-come, first-served. Register your .com and .sg domains immediately after ACRA approval.
For foreign entrepreneurs evaluating Singapore as a regional base, understanding foreign business registration options (Pte Ltd vs Branch vs LLP) also affects naming strategy — some structures have different naming conventions and restrictions.
Foreign Founders — You Cannot Apply Without a CSP
ACRA requires all foreigners to engage a Corporate Service Provider (CSP) to submit a name application.
This is not optional — it is a statutory requirement. Foreign founders who attempt to apply directly will be rejected by ACRA's system. Engaging a CSP also ensures your name application is properly checked for restricted words, disregarded words, and potential trademark conflicts before submission.
For a detailed guide on the local director requirement, see our nominee director services page. If you are incorporating from overseas, also see our guides for incorporating from the UK and foreign ownership of Singapore companies.
What Makes a Good Company Name — Practical Criteria
Beyond compliance, your name needs to work commercially. These are the criteria that actually matter.
- Easy to spell and pronounce: If a potential client cannot spell your name after hearing it once, they cannot find you online. This matters more for service businesses where word-of-mouth drives referrals.
- Not geographically limiting: "West Singapore IT Services" creates a rebrand problem the moment you expand east — or out of Singapore entirely. Keep geography out of the name unless it is a deliberate brand anchor.
- Not activity-limiting: "Singapore Bike Rental Pte. Ltd." makes diversification harder and can mislead clients if your activity changes. Broader names age better.
- Distinct from competitors: Search your proposed name against the five largest competitors in your sector. If it resembles any of them, clients will confuse the two — which helps them, not you.
- Short and clean: Three words maximum in the core brand name. "Pte. Ltd." will be appended automatically — long names become unwieldy on business cards, invoices, and email signatures.
- Works as an acronym (if applicable): If clients will naturally shorten your name, choose one that shortens well. "Global Advisory Network" becomes GAN — check that the acronym has no negative associations.
Founders often ask: Can I use my own name as the company name? Yes — there is no ACRA rule against it. But personal names are harder to sell as a business later, and they can complicate the company's identity if you bring in partners or step back from operations. It is a commercial decision, not a compliance one.
Professional Checklist & Next Steps
- ✓ Search ACRA's Bizfile for identical / reserved names (pay attention to disregarded words)
- ✓ Identify restricted words and obtain referral authority approval if needed
- ✓ Run a coined‑word scoring (≥18 points recommended)
- ✓ Perform IPOS trademark search for conflicting marks
- ✓ Verify domain name (.com.sg or .com) availability
- ✓ Prepare 2–3 backup names in case of rejection
- ✓ Submit name application via Bizfile (S$15 fee)
- ✓ Upon approval, incorporate company within 120 days
- ✓ Register trademark with IPOS separately
- ✓ Secure domain names immediately after approval
After incorporation: Your compliance obligations begin immediately. Our post-incorporation compliance guide covers annual returns, AGM requirements, and tax filing deadlines to keep your company in good standing.
For ongoing compliance, see our corporate secretarial compliance checklist and corporate secretarial services guide.
Don't Pay S$15 For a Name That Will Be Rejected
We'll check your company name against ACRA's register, flag restricted words, and identify trademark conflicts — before you submit. If ACRA rejects it, we re-file at no extra charge.
Frequently Asked Questions
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Important Notice: While Terra Advisory Services Pte. Ltd. endeavours to keep the content accurate and current, Singapore government policies, regulations, fees, and procedures may change at any time without prior notice. For the most up-to-date and authoritative information, please refer directly to official government sources, including ACRA and other relevant agencies. For the latest compliance and advice tailored to your specific circumstances, please contact Terra Advisory Services.
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