Choosing the right name

How To Select Your Ideal Company Name

Your company name is the first thing ACRA checks, the first thing a bank sees, and the first impression you make on clients. Restricted words, existing names and trademark conflicts are the three reasons applications get rejected.

Last updated: August 2026
Quick Answer — August 2026

How to Choose a Company Name in Singapore

Your company name must be unique on the ACRA register, free of restricted words, and not offensive or misleading. Submit a name application via Bizfile for S$15 — approval takes as little as one hour. Once approved, the name is reserved for 120 days.

Cost

S$15 ACRA name application fee (non-refundable). Pay again if name is rejected.

Timeline

1 hour for straightforward names. 2-4 weeks if restricted words need pre-approval.

Validity

Approved name reserved for 120 days. Incorporate within this window or the name expires.

Key fact: ACRA only checks its own register — not trademarks. Always search IPOS trademark database separately before committing to a name.
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Key Takeaways
  • Your company name must be unique on ACRA's register — phonetic similarity counts as identical
  • Restricted words like "Bank", "Finance", "Medical" need MAS/MOE/MOH pre-approval before submission
  • ACRA does NOT check trademarks — your approved name can still infringe someone else's IP
  • ACRA approval does NOT secure your domain name — register .com and .sg immediately after approval
  • Foreign founders cannot apply without a Singpass — you must use a Corporate Service Provider

Fast Facts

Application Fee S$15 (non-refundable)
Reservation Period 120 days after approval
Typical Approval 1 hour for straightforward names
With Restricted Words 2-4 weeks (regulatory pre-approval)
Companies Incorporated (2025) 58,077 — 160+ per day
Name Referral Review 2-14 working days
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Knowing how to choose a company name in Singapore is the first practical decision every founder makes before incorporation in Singapore. The name must pass ACRA's availability check, comply with naming rules under the Companies Act 2016, and reserve the right business identity before someone else does. Get it right and your brand has a strong foundation from day one — get it wrong and you face rejection, delays, or a costly rebrand after launch.

ACRA's Naming Rules — What Your Company Name Must Satisfy

What are the 4 criteria ACRA checks for a company name?

Every name application is assessed against four criteria. Fail any one and ACRA rejects it — no refund on the S$15 fee.

1
Uniqueness
The name must not be identical or confusingly similar to any existing entity on the ACRA register. This includes phonetic similarity — "Tomoorrow" will be rejected if "Tomorrow" is already registered.
2
No restricted or controlled words
Certain words require prior approval from a specific regulatory authority before ACRA will accept the name. The most common restricted words are listed in the table below.
3
Not offensive or contrary to public interest
Names that are obscene, racially insensitive, religiously offensive, or misleading about the nature of the business will be rejected. There is no grey area — ACRA will decline without appeal.
4
Not already reserved or under application
If another company has reserved the same name within its 120-day window, you cannot use it until the reservation lapses. Check availability on Bizfile before investing time in branding.
⚠️ The Real Cost of a Rejected Name
S$15 — each time you re-apply
2–14 working days — if ACRA reviews your name manually
2–4 weeks — if you need MAS/MOE/MOH pre-approval
12 months — risk of forced name change if someone complains
We file your name on your behalf. Avoid the delays and extra fees.

Disregarded Words — What ACRA Ignores When Checking Name Similarity

What words does ACRA ignore when checking name similarity?

ACRA explicitly disregards certain words when comparing names. Founders often get rejected because they think "The Morning Caffeine Pte Ltd" is different from "Morning Caffeine Pte Ltd" — but ACRA sees them as identical.

Disregarded WordsExamples
"The" (at start)The Morning Caffeine Pte Ltd
Geographical words (Asia, Singapore, Worldwide, etc.)Morning Caffeine Asia Pte Ltd
Business descriptors (Company, Group, Holdings, International, Trading, etc.)Morning Caffeine International Pte Ltd
Entity type variants (Pte, Ltd, LLP, Sdn Bhd, etc.)Morning Caffeine LLP
Domain suffixes (.com, .sg, .org, etc.)Morning Caffeine .com
Why this matters: This explains why a name looks available but gets rejected. Always check phonetically similar variations before submitting.

What ACRA Does NOT Check (And Why This Matters)

Does ACRA check for trademark conflicts when approving a company name?

No. ACRA only checks its own register for identical or similar business names. It does not cross-check the IPOS trademark database. A name can be approved by ACRA and still infringe an existing trademark — which creates a separate legal risk entirely.

Trademark Conflicts
ACRA does not check the IPOS trademark database. Your approved name can infringe on someone else's trademark.
Domain Availability
ACRA approval does not reserve your domain. Anyone can register it the same day.
Social Media Handles
Your brand name may already be taken on LinkedIn, Instagram, or Facebook.
International Translations
Your name may have unintended negative meanings in other languages.
We check all of this before we submit on your behalf. Not just ACRA — the full brand landscape.
⚠️ Hidden Risk
The 12-Month Trap

ACRA approval is not permanent. If someone complains your name is too similar within 12 months of registration, ACRA can force you to change it.

S$5,000–S$20,000+ — rebranding costs
S$1,000+ — new website, emails, contracts
Lost trust — clients can't find you after rebrand
We check competitor similarity BEFORE we file. You don't find out 12 months later.

Restricted Words — Which Words Require Pre-Approval

What words are not allowed in a Singapore company name?

ACRA will reject names that are identical to existing entities, phonetically similar to existing names, offensive or misleading, or that contain restricted words without regulatory pre-approval. Restricted words include Bank, Insurance, School, University, Medical, Hospital, Trust, Law, National, Singapore, Royal, and Chartered.

Restricted WordApproval AuthorityWhat They Assess
Bank, Finance, FinancialMonetary Authority of Singapore (MAS)Whether the business is a licensed financial institution
InsuranceMASWhether the entity holds an insurance licence
School, University, College, InstituteMinistry of Education (MOE)Whether the entity is a registered educational institution
Medical, Hospital, ClinicMinistry of Health (MOH)Whether the entity is a licensed healthcare provider
Law, Legal, SolicitorsMinistry of Law (MinLaw)Whether the entity is a licensed law practice
National, SingaporeACRA / relevant ministryWhether use is appropriate and non-misleading
Royal, CharteredACRAAssessed case-by-case; rarely approved for private companies
TrustMASWhether entity is a licensed trust company
Pre-approval takes time. Getting MAS or MOE sign-off before submitting your ACRA name application can add weeks to your timeline. If your business concept requires a restricted word — for example, a fintech with "Finance" in the name — factor this into your incorporation schedule.

Exact ACRA Processing Timelines

How long does ACRA take to approve a company name?

For straightforward names with no restricted words and no similarity issues, ACRA typically approves within one hour of submission via Bizfile. Names that include restricted words require regulatory pre-approval (which can take 2–4 weeks), and names that closely resemble existing brands may be referred for manual review, adding 2–14 working days.

ScenarioACRA Processing Time
Most straightforward namesApproved soon after payment
ACRA manual reviewUp to 3 working days
Referral to other authorityUp to 15 working days
Complex casesACRA will inform you if more time is needed
Plan ahead. Most registrations are approved soon after payment. If ACRA needs to review your name further, it may take up to 3 working days. Applications sent to referral authorities can take up to 15 working days.

How to Check Name Availability Before You Apply

How do I check if a company name is available in Singapore?

Search the ACRA Bizfile portal at bizfile.gov.sg. Enter your proposed name and check for identical and phonetically similar matches. You should also check domain availability and the IPOS trademark database separately — ACRA only checks against its own register of registered entities and active reservations.

Bizfile Search

Search ACRA's live register at bizfile.gov.sg. Results show registered entities and active reservations. Check exact spelling and phonetically similar variations before applying.

Domain Name

Check .com and .sg availability simultaneously. A company named "Pinnacle Solutions" without a matching domain will fragment your brand. Secure the domain immediately after ACRA approval.

Trademark Search (IPOS)

ACRA does not check for trademark conflicts — only for identical registered names. Search the IPOS trademark database separately. A registered business name can still infringe an existing trademark.

Social Media Handles

Check LinkedIn, Instagram and Facebook for the exact name and close variants. Brand consistency across platforms matters for SEO and client credibility.

What to Do If Your Name Is Rejected — Name Review Request

What is a Name Review Request?

If your name is rejected, you can submit a name review request via Bizfile. You'll need to provide justification for why you should be allowed to use the name despite it being identical or similar to an existing entity. The review takes 2–14 working days. Success rate is low without professional assistance.

What to include in your appeal:
  • Written justification — explain why your name should be approved despite the similarity
  • Evidence of business distinction — different industry, product, or geography
  • Letters of consent from the existing entity (if applicable)
  • Supporting documents: business descriptions, marketing materials, domain registrations
Timeline: 2–14 working days
Success rate: Low without professional help
Application paused during the review period
Professional tip: Prevention is better than cure. We review your name before submission to avoid rejection entirely. If your name has been rejected, WhatsApp us — we've handled over 100 appeals.

Why Founders File Through Terra Advisory

As an ACRA-Registered Filing Agent (FA20122913), we handle the entire name application process on your behalf.

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No Singpass Required
We submit on your behalf — you don't need a Singpass account
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Full Name Audit
We check ACRA + IPOS trademark database + domain availability + social handles before filing
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Re-File at No Charge
If ACRA rejects your name, we re-file at no extra cost — period
Same-Day Submission
Get your name filed the same day you reach out

Foreign Founders — We File on Your Behalf

Can foreign founders apply for a company name in Singapore?

Yes, but ACRA requires all foreigners to engage a Corporate Service Provider (CSP) to submit a name application. You cannot submit on BizFile independently without Singpass. Terra Advisory is an ACRA Registered Filing Agent (FA20122913) and files on your behalf.

We are your ACRA Registered Filing Agent
FA20122913 · UEN: 201207025E · Valid: 01 Apr 2025 – 01 Apr 2027
✓ File your name application without Singpass ✓ Check ACRA + IPOS + domains + social handles ✓ Re-file at no charge if ACRA rejects

Domain Name Registration — ACRA Does Not Secure It

Does ACRA secure my domain name when I register a company?

No. ACRA explicitly states that registering a business name does not give you rights to a matching website address. Domains are first-come, first-served. Register your .com and .sg domains immediately after ACRA approval through an SGNIC-approved registrar.

Which domain should you choose?
.com — Global trust, default for most users
.sg — Local credibility for Singapore-focused businesses
.ai — For AI/tech companies (signals innovation)
.io — For developer-focused SaaS (tech credibility)
We secure both .com and .sg domains as part of our incorporation package.

Licences and Approvals — Your Business May Need More

ACRA notes that certain business activities require licences or approvals beyond name registration.

Check before you start: Your business may need licences or approvals depending on your business activity. Use GoBusiness's Licence e-Advisers to check what your business needs before you start operating.

Passing Off Risk — ACRA Approval Does Not Protect You

ACRA allows similar-but-not-identical names, but that doesn't mean using one is risk-free. Established brands can sue for "passing off" if your name causes customer confusion.

Protect yourself: Even if ACRA approves your name, you could still face a passing-off claim if customers confuse your business with an established brand. Search competitors in your industry and check the IPOS trademark database before committing.

Trading Name vs Legal Name — You Can Trade Under a Different Name

Your legal name and trading name can be different. You don't need to file your trading name with ACRA.

Flexibility: Your legal company name and trading name can be different. You can trade as "Riverstone" while your legal entity is "Riverstone Digital Holdings Pte Ltd". Just ensure your registered legal name and UEN appear on all official correspondence.

What Makes a Good Company Name — Practical Criteria

What makes a good company name commercially?

Beyond compliance, your name needs to work commercially. It should be easy to spell and pronounce, not geographically limiting, not activity-limiting, distinct from competitors, short and clean, and work as an acronym if applicable.

  • Easy to spell and pronounce: If a potential client cannot spell your name after hearing it once, they cannot find you online.
  • Not geographically limiting: "West Singapore IT Services" creates a rebrand problem the moment you expand.
  • Not activity-limiting: "Singapore Bike Rental Pte. Ltd." makes diversification harder.
  • Distinct from competitors: If it resembles any of them, clients will confuse the two.
  • Short and clean: Three words maximum in the core brand name.
  • Works as an acronym (if applicable): Check that the acronym has no negative associations.
Founders often ask: Can I use my own name as the company name? Yes — there is no ACRA rule against it. But personal names are harder to sell as a business later.

The Name Application Process — Step by Step

The ACRA name application is a separate step from incorporation. Most founders do both in sequence through Bizfile.

  • Search Bizfile for your proposed name — check exact and phonetic matches
  • Check domain and social media availability for the same name
  • If the name includes a restricted word, obtain regulatory pre-approval first
  • Submit the name application via Bizfile — fee: S$15 (2026)
  • Receive ACRA approval — typically within 1 hour for straightforward names, longer if ACRA refers it for review
  • Name is reserved for 120 days — secure domain and social handles immediately
  • Proceed to full Singapore incorporation within the 120-day window
ACRA can refer a name for further review even if it does not contain a restricted word — typically when the name closely resembles a well-known brand or could be seen as misleading. This can add 2–14 working days to the process.

After Approval — What to Do Before You Incorporate

What should I do immediately after ACRA approves my company name?

You have 120 days. Use the first 48 hours to lock down your brand before moving to incorporation documents.

Once ACRA approves your name, two parallel tracks begin: brand lockdown and document preparation for incorporation. Both need to move quickly — the 120-day clock does not pause.

Brand lockdown (do immediately): Register the .com and .sg domains. Secure the LinkedIn company page and any social handles you need. Register the trademark with IPOS if the brand will carry long-term value — trademark registration is separate from and not automatic with ACRA registration.

Incorporation documents (start in parallel): Prepare your Memorandum and Articles of Association, confirm your director and shareholder details, appoint a qualified company secretary, and arrange a registered address. If you need a nominee director, this is the point to engage one. Terra Advisory handles all of this as a single engagement.

SSIC 2025 Framework Active — Choose the Right Business Activity Code

What is the SSIC code and how do I choose the right one?

In May 2026, ACRA officially transitioned from SSIC 2020 to SSIC 2025. All new company name applications and incorporation filings must now use the updated SSIC 2025 classification codes.

Choose correctly: Select the most relevant code for your primary business activity during the name application. The SSIC code determines your industry classification and affects certain regulatory requirements.

What Our Clients Say

"I wanted 'SingaBank' but they flagged it needed MAS approval. We went with 'SingaPay' instead — approved in 1 hour. Saved me weeks of delay."
— Fintech Founder
"I submitted 'The Medical Aesthetics Clinic' myself and got rejected. Terra Advisory handled the MOH pre-approval and got it approved in 3 weeks."
— Medical Aesthetics Owner
"Foreign founder without Singpass. I didn't know I couldn't apply myself. They submitted for me, same day response, name approved within hours."
— Foreign Founder (Malaysia)

Frequently Asked Questions

How do I check if a company name is available in Singapore?
Search the ACRA Bizfile portal at bizfile.gov.sg. Enter your proposed name and check for identical and phonetically similar matches. You should also check domain availability and the IPOS trademark database separately — ACRA only checks against its own register of registered entities and active reservations.
How much does an ACRA name application cost in 2026?
The ACRA name application fee is S$15 (2026). This fee is non-refundable — if ACRA rejects the name, you pay again for a new application. The approved name is reserved for 120 days, during which you must complete your Singapore incorporation or the reservation lapses.
How long does ACRA take to approve a company name?
For straightforward names with no restricted words and no similarity issues, ACRA typically approves within one hour of submission via Bizfile. Names that include restricted words require regulatory pre-approval (which can take 2–4 weeks), and names that closely resemble existing brands may be referred for manual review, adding 2–14 working days.
Can I change my company name after incorporation?
Yes. A company name can be changed after incorporation by passing a special resolution among shareholders and filing a name change application with ACRA via Bizfile. The new name goes through the same availability check. However, changing a registered name requires updating all business documents, contracts, bank accounts, and signage — costs and effort that make it worth getting the name right from the start.
What words are not allowed in a Singapore company name?
ACRA will reject names that are identical to existing entities, phonetically similar to existing names, offensive or misleading, or that contain restricted words without regulatory pre-approval. Restricted words include Bank, Insurance, School, University, Medical, Hospital, Trust, Law, National, Singapore, Royal, and Chartered. Each restricted word has a specific approval authority — MAS, MOE, MOH, or MinLaw depending on the word.
Does ACRA check for trademark conflicts when approving a company name?
No. ACRA only checks its own register for identical or similar business names. It does not cross-check the IPOS trademark database. A name can be approved by ACRA and still infringe an existing trademark — which creates a separate legal risk entirely. Always run an IPOS trademark search before committing to a name, particularly if you plan to build a brand around it.
What is a Name Review Request?
If your name is rejected, you can submit a name review request via Bizfile. You'll need to provide justification for why you should be allowed to use the name despite it being identical or similar to an existing entity. The review takes 2–14 working days. Success rate is low without professional assistance.
Can foreign founders apply for a company name in Singapore?
Yes, but ACRA requires all foreigners to engage a Corporate Service Provider (CSP) to submit a name application. You cannot submit on BizFile independently without Singpass. Terra Advisory is an ACRA Registered Filing Agent (FA20122913) and files on your behalf.

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Important Disclaimer: The information provided on this website is for general informational purposes only and does not constitute formal legal, tax, financial, or corporate advisory advice. While Terra Advisory Services Pte. Ltd. endeavors to keep the content accurate and current, Singapore and Malaysian government policies, regulations, fees, and procedures change frequently and without prior notice. Readers should verify details directly with official government authorities (such as ACRA, MOM, SSM, and LHDN) before taking action. For advice tailored to your specific business circumstances, please contact Terra Advisory Services.

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