TERMS OF USE

Terms of Use

Terra Advisory Services

Last Updated: November 28, 2025

1. Acceptance of Terms

By accessing and using the website https://terraadvisoryservices.com (the "Site"), you agree to be bound by these Terms of Use ("Terms"). These Terms apply to all visitors, users, and others who access or use the Site. If you disagree with any part of the terms, then you may not access the Site.

2. Use of the Site and Services

The content and services provided on this Site are for your general information and use only. They are subject to change without notice. The information provided does not constitute professional, financial, or legal advice. You should consult with a qualified professional for advice tailored to your specific situation.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services, or information available through this website meet your specific requirements.

3. Disclaimer of Warranties

This website is provided "as is" and "as available" without any representations or warranties, express or implied. Terra Advisory Services Pte. Ltd. makes no representations or warranties in relation to this website or the information and materials provided on this website.

While we strive to provide accurate and up-to-date information, we make no guarantees of any kind regarding the accuracy, reliability, or completeness of any information on the Site. The disclaimer on our website states: "The information on this website is provided for general information purposes only and does not constitute professional, financial, or legal advice. Terra Advisory Services Pte. Ltd. makes no representations or warranties of any kind, express or implied, regarding the accuracy or reliability of information herein. For specific advice, please contact a Terra Advisory Services professional."

4. Limitation of Liability

In no event will Terra Advisory Services Pte. Ltd., nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Site; (ii) any conduct or content of any third party on the Site; (iii) any content obtained from the Site; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

5. Intellectual Property

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance, and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Republic of Singapore, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Site, and supersede and replace any prior agreements we might have between us regarding the Site.

7. Changes to Terms of Use

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms of Use on this page and updating the "Last Updated" date. By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised terms.

8. Contact Us

If you have any questions about these Terms, please contact us:

Terms of Use

Welcome to the TAS (Terra Advisory Services Pte. Ltd.)  website (the “Site”). By accessing the Site, you agree to comply with and be bound by the Site’s terms and conditions (the “Terms”), as detailed below. These Terms may be revised by us at any time without prior notice, such changes to become effective immediately upon their posting on the Site. We encourage you to periodically revisit these Terms in order to ensure your compliance. If you do not wish to comply with the Terms, please refrain from using the Site.

Use of Site information:

You must be at least 18 years of age to use this Site. By using this Site (and by agreeing to these Terms) you warrant and represent that you are at least 18 years of age.

This Site uses cookies. By using this Site and agreeing to these Terms, you consent to our use of cookies in accordance with the terms of the TAS Website Privacy Policy.

You must not use this Site in any way that causes, or may cause, damage to the Site or impairment of the availability or accessibility of the Site; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

TAS provides its Site users with useful information regarding the TAS offering, as well as marketing, informational and educational materials. TAS retains any and all intellectual property in all materials posted on the Site, whether they are available for public consumption under these Terms or not. Your use of the Site shall not grant you any intellectual property or other rights in the Site materials.

Your use of the documents, graphics and other data provided on the Site is limited to viewing, downloading, printing and copying, insofar as your use is limited solely to personal, informational, or non-commercial purposes and you do not modify or alter the Site content in any way.

Except where your use constitutes “fair use” under copyright law, you may not otherwise use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit or distribute any information from this Site in whole or in part without the express authorization of an officer of TAS.

Links to Third Party Sites

Some links on the Site enable you to leave the Site. The linked sites are not under the control of TAS and TAS is not responsible for the contents of any linked site, any link contained in a linked site, or any changes or updates to such sites. TAS is not responsible for any transmission received from any linked site including any webcasting, webinar, podcast, or other method or transmission. Links to third party sites are provided only as a convenience. TAS does not endorse any link made available through this Site.

DISCLAIMER

TAS MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE INFORMATION OR OTHER MATERIALS PUBLISHED ON THIS SITE FOR ANY PURPOSE AND ALL INFORMATION OR OTHER MATERIALS PROVIDED ON THIS SITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TAS HEREBY DISCLAIMS ALL WARRANTIES WITH REGARD TO THE CONTENT OF THIS SITE, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. ADDITIONALLY, TAS MAKES NO WARRANTY THAT: (1) THE INFORMATION PROVIDED ON THIS SITE IS ACCURATE OR RELIABLE; (2) THIS SITE AND ITS CONTENT WILL MEET YOUR REQUIREMENTS; (3) THIS SITE WILL NOT EXPERIENCE UNINTERRUPTED SERVICE; (4) THIS SITE DOES NOT CONTAIN ERRORS; OR (5) THIS SITE IS SECURE FROM THIRD PARTIES. ANY CONTENT, MATERIALS, INFORMATION OR SOFTWARE DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK. TAS SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY CONTENT, MATERIALS, INFORMATION OR SOFTWARE.

TAS RESERVES THE RIGHT TO MAKE CHANGES OR UPDATES TO THE SITE AT ANY TIME WITHOUT NOTICE.

LIMITATION OF LIABILITY

IN NO EVENT SHALL TAS BE LIABLE FOR ANY DIRECT, SPECIAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO, LOSS OF USE, DATA, OR PROFITS, WHETHER IN AN ACTION OF CONTRACT OR TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, ARISING OUT OF YOUR USE OF THIS SITE.

SOME JURSIDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY. THEREFORE, SOME OF THE LIMITATIONS OR EXCLUSIONS CONTAINED ABOVE MAY NOT APPLY TO YOU.

BY USING THIS SITE, YOU AGREE THAT THE EXCLUSIONS AND LIMITATIONS OF LIABILITY SET OUT IN THESE TERSM ARE REASONABLE. IF YOU DO NOT THINK THEY ARE REASONABLE, YOU MUST NOT USE THIS SITE.

 Indemnity

You agree to defend, indemnify and hold harmless TAS, its officers, directors, employees and agents from and against any and all claims, liabilities, damages, losses or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your access to or use of the Site.

Last Updated March 2025

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